The Disorder of Financial Life

When I was kid, my bedroom was usually a complete disaster.  Clothes strewn across the floor, a dirty pillowcase, unwashed bed sheets, an old cereal bowl with a small remaining circle of near-petrified milk.  It’s not that I wanted it to be this way, but when my high school pea-brain contemplated tidying up, I was quickly distracted by the next song on my Toad the Wet Sprocket CD.  

An Introduction to Your 401(k)

A 401(k) is a powerful tool to help you build wealth.  To use it successfully you need to understand all of its working innards.  By now you probably know some basic characteristics of a 401(k).  Your 401(k) is like a special holding cell for your wealth.  To simplify things, you can look at this holding cell as having four specific properties.

How to Invest for the Kiddos' College

When my daughter was born, my obsession with financial planning had a terrible collision with the reality of steep child rearing costs.  So many financial questions ran through my mind.  My MBA training slowly clicking into gear, I dove into a spreadsheet to run a bunch of calculations, based on various assumptions.  I felt like Will Hunting solving an unsolvable math problem.