A friend recently asked, “What role does a savings account play in long-term financial planning? I have a savings account, but I don't generally use it by the time I've contributed to my 401(k), Roth and HSA. Everything else left over goes into my checking account which generally operates as a checking/saving combo..."
The #1 Reason to Hire a Financial Advisor
How to Choose Your 401(k) Investments
Are Goals Worth the Trouble?
I have failed at SO many goals.
It’s not that I haven’t approached goal setting with enthusiasm or a good plan. Every New Year’s Day for the last 10 years I could be found mapping out educational, physical, professional, and social goals for my own betterment, but the results have been lackluster at best:
Do ten consecutive pull-ups by July (Pffft! Not even, I’m still a weakling)
Starting a New Job? Ask These Three 401(k) Questions
Thinking about setting up a 401(k) for your future retirement needs can feel daunting, especially will all the other pressures that come with starting a new job - pleasing your new boss, learning the “politics” of the workplace, and perhaps you’ve purchased a new home in your new city. All these worries can quickly put your 401(k) on the back burner.