An Introduction to Your 401(k)

Tim Hale

October 17, 2016

A 401(k) is a powerful tool to help you build wealth. To use it successfully you need to understand all of its working innards. By now you probably know some basic characteristics of a 401(k). Your 401(k) is like a special holding cell for your wealth. To simplify things, you can look at this holding cell as having four specific properties.

Tim Hale

October 12, 2016

The Best Investment I Could Ever Recommend

Tim Hale

October 12, 2016

I recently had a conversation with a young client about his 401(k) savings. She was doing everything right. Contributing enough to get her full employer match, a well diversified portfolio based on her risk level, and goals around what her future retirement looked like. But...

Tim Hale

October 10, 2016

How to Invest for the Kiddos' College

Tim Hale

October 10, 2016

When my daughter was born, my obsession with financial planning had a terrible collision with the reality of steep child rearing costs. So many financial questions ran through my mind. My MBA training slowly clicking into gear, I dove into a spreadsheet to run a bunch of calculations, based on various assumptions. I felt like Will Hunting solving an unsolvable math problem.

Tim Hale

October 3, 2016

One Word for Greater 401(k) Success: Automate

Tim Hale

October 3, 2016

A big advantage of using a 401(k) rather than other retirement saving tools is how much of the process can be automated. This is especially nice for families short on time who would prefer a passive approach to growing their wealth.

Tim Hale

September 19, 2016

Does Your 401(k) Tree Feel Like a Sapling?

Tim Hale

September 19, 2016

When you think about growing your 401(k), it’s crucial to think of it in context of the growing penny analogy. The ultimate challenge is to stick to it in over long, drawn-out periods of apparent boredom (and even setbacks) so that the future size can be realized.