Plenty of Hale Financial clients don’t have assets to manage, or they prefer to handle their own investments.

At Hale Financial, we also offer financial planning services at an hourly rate, which means we can take a customized approach to financial guidance, from helping you analyze a few financial areas, to a customized top-to-bottom retirement plan. 

Whatever your situation, hourly planning provides an objective, professional opinion from a trusted fiduciary advisor.

After completion of our Financial Profile and a complimentary 30-minute meeting, we can determine a range of hours your financial plan will take to complete. We’ll sign an agreement which obligates us to only bill you for the time we work, and we cannot exceed our allocated hours without your permission.

To begin, we will gather the necessary documents and information to build your financial plan. After building your plan, we schedule an “Explore Possibilities” meeting to review recommendations and possible alternatives. Your final deliverables include a Financial Planning Task List with specific steps to take, and additional supporting documents to help you understand and implement our recommendations.

All services are billed at an hourly rate of $200.

HOURLY PLANNING LEVELS

Level 1
This level might be appropriate if…

• You need help determining whether you’ll have enough income to retire

• You have retirement savings in an IRA or 401(k) plan

• You want to identify ways to reduce taxes before and during retirement

• You want help analyzing your Wyoming Retirement System or Social Security benefits

Level 2
In addition to Level 1 above, this level might be appropriate if…

• You have a family estate plan that needs to be reviewed or implemented

• You have multiple investment accounts including taxable, tax-deferred, or tax-free accounts

• You want an objective review of an investment property, insurance policy or annuity

Level 3
In addition to Level 1 and 2 above, this level might be appropriate if…

• You have one or several businesses for which you’d like to reduce personal and business taxes

• You have multiple investment properties to analyze

• You have private company stock to be reviewed and analyzed