Most of us know that Social Security is in trouble. With funds expected to run out in 2035, many retirees and pre-retirees are scratching their heads, and in some cases feeling quite nervous, about the fate of this program and how it will affect their retirement.
How to Get a Property Tax Refund in Wyoming
At its most recent session, the Wyoming State Legislature passed House Bill 0099 which increases eligibility for a property tax refund program for Wyoming residents. During a time of steep rises in home values, and subsequent soaring property taxes, this is a welcome law. Signed into law by Governor Gordon on March 2nd, the program is now official.
This law impacts many Wyoming taxpayers, so I felt a quick rundown of how the program works would be helpful.
Is My Money in the Bank Actually Safe?
How Social Security Spousal Benefits Work
I’ve had many conversations with families about the details of Social Security spousal benefits. The rules can be confusing, and the benefit of getting the decision right, such as when and how to file for Social Security spousal benefits, can make a significant impact on your lifetime Social Security benefit.
In this article I’ll take a closer look at this important aspect of Social Security. It impacts most of my clients’ decisions around Social Security, and may benefit yours as well.
How to Handle Large, Infrequent Purchases
Budgeting can be a valuable exercise for any family, whether you’re just scraping by or you have a nice cash cushion month to month. But “month to month” is one of the key assumptions of most budgets. Since most of us get paid on a twice-monthly or monthly schedule, it makes sense to budget across the same time period.
This works fine for most expenses like your mortgage payment, utilities, groceries, shopping, and clothing purchases, but what about large, irregular expenses?