Are Goals Worth the Trouble?

I have failed at SO many goals.

It’s not that I haven’t approached goal setting with enthusiasm or a good plan. Every New Year’s Day for the last 10 years I could be found mapping out educational, physical, professional, and social goals for my own betterment, but the results have been lackluster at best:  
Do ten consecutive pull-ups by July (Pffft! Not even, I’m still a weakling)

The Disorder of Financial Life

When I was kid, my bedroom was usually a complete disaster.  Clothes strewn across the floor, a dirty pillowcase, unwashed bed sheets, an old cereal bowl with a small remaining circle of near-petrified milk.  It’s not that I wanted it to be this way, but when my high school pea-brain contemplated tidying up, I was quickly distracted by the next song on my Toad the Wet Sprocket CD.