Last week I gave a presentation on 3 ways to improve your financial health. I love getting down to the nuts and bolts of personal finance! We (including financial planners) often make the topic more complicated than it needs to be. When you really gets down to it, you can address 80% of your financial management problems with three things: a budget, a savings plan, and a debt payoff plan.
In this article I’ll explain these 3 points, and for each I’ll give you a simple exercise you can implement this weekend--each one taking about 30 minutes.